NH Home Buyers: The 3 Real Estate Professionals You Should Know when Buying a House in [Profile.market2], by Real Expert

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April 11, 2009, by Kevin Wallace in Home Buying Process

During the home buying process, it's important to get advice and expertise from experienced individuals. The three most important advisers you'll find during the home buying process are: an experienced real estate agent, your loan officer and your home inspector. In this article, we'll talk about about what each of these professionals can do for you.

Your Real Estate Agent

Your real estate agent is the single most important real estate professional you'll be working with throughout your home buying process. Your real estate agent is the person who is responsible for finding properties you might be interested in, educating you on the buying process, and finally helping you negotiate a great deal on a property.

Choosing a good real estate agent is absolutely vital. The best real estate agents to work with are the agents that are experienced and have your best interest at heart. I recommend agents to clients all the time. Strike that, I endorse agents, I don't recommend them! Their role is so vital that an agent who is not up to the task can literally create a nightmare experience. The agents that I endorse are agents that I would use myself. They have the clients long term goals and interests as they basis for every action that they take and go beyond their assigned role to use all of their experience to find the best homes for our mutual clients.

Having said that, the choice of one agent among those I endorse really comes down to personality. An agent I know has all of the right experience and ethics may simply not mesh with a particular client. That's why it's vitally important to spend some time real estate agent shopping before you do any real estate shopping! A few NH Real estate agents that I wholeheartedly endorse for Raymond, NH area real estate are Jennifer and David Turcotte. If you're looking anywhere in Rockingham County, NH for real estate you are doing yourself a tremendous disservice if you don't at least speak with them about your needs and goals!

Your Loan Officer

Your loan officer is the "go between" person between you and the lender. For example, your lender might be NH Mortgage and the loan officer is the person from NH Mortgage who deals directly with you about your loan.

Having a good loan officer is absolutely essential to the mortgage process. Your loan officer is the person who'll make sure that your loan goes through. Your loan officer is also the person who will educate you on the different types of loans available and your mortgage options.

Loan officers are paid on commission. It's important to have a loan officer who looks out for your best interest rather than a loan officer who's trying to make the highest commissions.

I will plug myself here because I am a loan officer. The last few years have really tarnished the image of people in my profession and for very good reasons. I take pride in the work that I have done in my profession these last 20 years and am grateful for the hundreds of happy clients I have assisted. I take my role very seriously as an educator since so little is taught about sound financial planning in general. The internet has a lot of info but so much of it is out of date or just plain wrong. Working with me will provide honest, easy to understand options so that you feel comfortable with the really big decisions you have to make when considering the purchase of a home. In this day and age, you need someone who has been through these types of markets before and has demonstrated their commitment to your needs. If you're looking for info on NH mortgage rates or programs, I would like to apply for that job!

Real Estate Inspector

Your real estate inspector is another important professional in the home buying process. The inspector is the person who will inspect your property and let you know if anything is wrong before you make your purchase. In the state of NH, we have no licensing requirements for home inspectors so it is my strongest recommendation to choose an inspector who works for one of the larger franchises. In that way you will be choosing an inspector who has met the usually rigorous requirements of the national company that they are affiliated with.

Make sure you ask a lot of questions during the inspection process. Remember that you're paying for a professional service, so make the most out of it. Ask questions, even if they seem stupid. It's also a good idea to bring a long a small voice recorder (check w/the inspector first but they should be okay with it). That way you can focus on the conversation and not be distracted trying to take notes. Again, ask a lot of questions. If the inspector says that the furnace is in good working order, ask what they would recommend for a maintenance schedule or if they have a general idea of how long the furnace should last. Do not make it an inquisition or make the inspector feel like they are being quizzed but pick their brain. you'll be glad that you did!

There is a lot of free information available to you about buying, selling or investing in [Profile.market2] real estate. For complete information about the [Profile.market2] real estate market including current NH homes for sale, property values and more please visit the most complete website online dedicated to everything [Profile.market2] real estate at . Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at or email me at .