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16 PART SERIES - QUICK TIPS FOR GETTING STARTED ON YOUR HOME PURCHASE - PART 5

January 6, 2009, 11:02 pm, by JANE WHITTEN
What Are Points and When Is It a Good Idea to Pay Them? Points are up-front fees paid by the borrower to obtain a better interest rate on a loan. One point equals one percent of the loan amount. And while a lower interest rate may result in a lower monthly...
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16 PART SERIES - QUICK TIPS FOR GETTING STARTED ON YOUR HOME PURCHASE - PART 4

January 3, 2009, 11:41 pm, by JANE WHITTEN
UNDERSTANDING THE HOME APPRAISAL PROCESS This subject might seen a little dry to you but a little understanding goes a long way to helping you realize how an appraiser does their job. During my years as a loan officer and arranging financing for Long Beach California...
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16 PART SERIES - QUICK TIPS FOR GETTING STARTED ON YOUR HOME PURCHASE IN LONG BEACH CA - PART 3

December 28, 2008, 5:16 pm, by JANE WHITTEN
Planning Your Mortgage and Seeking Pre-Approval The Benefits of a Professional Consultant Choosing a good lender is a key element in managing your mortgage. A professional consultant won't just provide a loan, they will help you select the one most beneficial to
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16 PART SERIES - QUICK TIPS FOR GETTING STARTED ON YOUR HOME PURCHASE - PART 2

December 26, 2008, 1:04 pm, by JANE WHITTEN
How Much Money Should You Borrow? While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll ACTUALLY need to borrow in order to purchase a new home. From the down payment to
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16 PART SERIES - QUICK TIPS FOR GETTING STARTED ON YOUR HOME PURCHASE - PART ONE

December 23, 2008, 12:06 am, by JANE WHITTEN
How can you determine which REALTOR® is right for you?Look for an experienced Real Estate professional who works with buyers on a regular basis. A real pro will go the extra mile to look out for your best interests and gain your respect. Sincerity is the key word...
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News and Events

FREE CHRISTMAS MEMORIES

December 20, 2008, 2:12 pm, by JANE WHITTEN
Celebrating Christmas and the Holiday Season in Long Beach California does NOT have to cost a lot of money. There are plenty of wonderful things to do that for the cost of a couple of gallons of gas are almost FREE. Naples and Belmont Shore are community-oriented...
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Buying Real Estate in Long Beach CA - Mortgage Interest Rates Rumored To Go To 4.5%

December 7, 2008, 10:40 pm, by JANE WHITTEN
Hi Everyone: Have you heard the news? … Have you heard the buzz? … The buzz that interest rates maybe be going down to 4 ½% … ? I just wanted to let you know that according to a U.S. Treasury Department bulletin released yesterday, word has...
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BREAKING NEWS FOR THE U.S. HOUSING MARKET!!

September 7, 2008, 2:43 pm, by JANE WHITTEN
Sunday morning, on September 7, 2008 … The United States Treasury became MIGHTY MOUSE and flew into SAVE THE DAY for the U.S. Housing Market!!! No matter how you look at this action, whether it be a necessary step or … a huge, undeserving BAIL OUT...
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